As of 8/18/2020, the WAITING LIST FOR JANE FRAZIER VILLAGE IS CLOSED AT THIS TIME.  This is due to the need to transfer a large amount of the current tenants at the development to other units to facilitate some maintenance issues.   This is expected to last 6 months or longer.

As of July 9, 2020, the WAITING LIST FOR RIVER BEND COURT IS CLOSED AT THIS TIME.  This is due to the construction and rehabilitation of the development .  Waiting list will be reopened late winter 2021 when current tenants have been moved to the new units and remodeled  vacant units  are available.


The Public Housing development known as Fort Cumberland Homes will soon be receiving an extensive renovation.  This development began housing residents in 1960 and has provided affordable housing to thousands of families since opening.  With its close proximity to downtown Cumberland it provides convenient housing for those that lack personal transportation and work within walking distance.

Fort Cumberland Homes is an 80-unit HUD Public Housing Development located along Industrial Boulevard.  It is owned and operated by the Housing Authority of the City of Cumberland which was established in 1949 as a Public Housing Agency under the Federal Housing Act of 1937.  Including Fort Cumberland Homes, The Housing Authority operates a total of eight developments comprising 499 residential apartments and town homes and has consistently maintained all of their developments at a standard which affords them the HUD designation of a High Performing Agency.

As a Public Housing Agency, the use of traditional forms of funding for performing modernization is not permitted and funding is limited to federal appropriations.  After decades of under funding housing developments across the nation, HUD has designed a rehabilitation option which transfers the ownership of the development to a nonprofit entity, permits the use of conventional funding and continues to provide long term affordable housing through the use of HUD funded rent subsidy. This option is known as RAD (Rental Assistance Demonstration). Through RAD, housing authorities are able to substantially rehabilitate housing developments that are in need of renovations while preserving the rights of the families living there.

In 2015, the Housing Authority identified Fort Cumberland Homes as a candidate for RAD and began the arduous planning and financial process.  On July 9, 2020 that process came to an end and the transformation will now begin.   Fort Cumberland Homes will be transferred to the River Bend Court, LP with agencies within the Cumberland Housing Group as general and managing partner and Stratford Capital Investments as its limited partner.  The development will be re-branded as River Bend Court and will consist of 77 residential units including four physically accessible units that meet ADA standards. The modernization will provide new kitchens, bathrooms, flooring, lighting, heating, air conditioning, new utility services, laundry and more.  The exterior facade of the buildings will be completely renovated including windows, doors, siding, roofs, porches, etc. Three current residential units will be converted into a community center, computer lab, and site office.  In addition to laundry connections in each unit, an onsite laundry will be provided for residents.

All tenants currently living at the development will move into the newly renovated town homes as construction is completed. River Bend Court will continue to provide affordable housing for those whose gross family incomes are below 60% of the Cumberland/Allegany County Area Median Income of $61,900 and adjusted per family size.  In other words, a single person with a gross income of $30,600 or a family of four earning $43,680 per year are both considered low income qualified families.  Monthly rent is calculated on 30% of the adjusted gross income.

The total project cost exceeds $19.34 million dollars and is being financed by or through the Maryland Community Development Administration (a division of the Department of Housing and Community Development), Stratford Capital Investments, 1st United Bank, and the Cumberland Housing Group.  The development team includes the Cumberland Housing Group as the developer and General Partner; Harbel Inc. (a division of the Belt Group) as the general contractor; EADS Architects; East Hills Engineering; and the Chesapeake Community Advisors as development consultants.  It is with excitement that, after three- and one-half years of planning, we are providing these major improvements to the development. The development is scheduled to be completed in December 2021.

Sources and Uses of Funding

Architectural Rendering will be posted soon