September 28, 2021 – Release from the City of Cumberland

The Consolidated Annual Performance and Evaluation Report for the period of July 1, 2020 – June 30, 2021 is available for review here.  Any questions or comments can be directed to Ms. Lee Borror, Senior Community Development Specialist, City of Cumberland, Maryland at

September 16, 2021 – Notice of Public Hearing

The Housing and Economic Recovery Act (HERA), Title VII, Small Public Housing Authorities Paperwork Reduction Act exempted qualified PHAs from the requirement to prepare and submit an annual plan.  Qualified PHA’s are defined as having a combined unit total of 550 or less public housing units and section 8 vouchers and is not designated troubled under the Public Housing Assessment System (PHAS) during the prior 12 months.  Therefore, The Housing Authority of the City of Cumberland (HACC) is a qualified PHA.

The HACC, as a qualified PHA, is required to hold a public hearing regarding any changes to the goals, objectives, and policies of that agency and invite public comment regarding such changes.  The HACC submitted its Five Year PHA Plan to HUD covering the period of 4/1/2020 – 3/31/2025.  That plan received HUD approval on October 20, 2020 and there are NO PROPOSED changes to that plan at this time.  A copy of the Five Year PHA Plan is available in any staffed HACC office for viewing or by clicking on the link above.

The HACC also uses this public hearing to present the rolling Capital Fund Program 5-Year Action Plan HUD Form 50075.2 as approved by HUD on 05/21/2021 which provides a statement of capital improvements needed including the recently added 2025 funding year.  A copy of that form is available in any staffed HACC office for viewing or by clicking on the link above.

Information referenced above is available for review at the Central Office of the Cumberland Housing Group located at 635 E. First Street, Cumberland or any of our staffed site offices during the hours of 8:00 AM to 4:00 PM Monday through Friday, (except Holidays) or at

A public hearing will be held on November 4, 2021 at 10:00 AM, at the Jane Frazier Village Community Room connected to the Central Office.  Public comments can be submitted in writing to our office prior to the hearing or voiced at the hearing.

September 13, 2021 – Eviction Moratorium Ending

The Centers for Disease Control and Prevention (CDC) issued an Order to prevent the spread of COVID-19. The Order, and extensions to the Order, temporarily suspended evictions for nonpayment of rent from September 4,2020 through June 30, 2021, to the extent its application is not prohibited by federal court order. Where it applies, the CDC eviction protections can postpone an eviction for nonpayment of rent BUT PROTECTIONS ARE NOT AUTOMATIC!!

On August 26, 2021, the Supreme Court ruled to end the Order, and extensions to the Order.  Tenants facing an eviction for nonpayment of rent are encouraged to contact HRDC or the Housing Authority for more information on the federal and state governments Emergency Rental Assistance (ERA) programs that have been created to assist tenants in this condition.

September 1, 2021 – Jane Frazier Village 2-Bedroom Waiting List Open

As of 9/1/2021, the Waiting List for 2 bedroom townhouses at Jane Frazier Village has been opened and we are now accepting applications for those units.  All other bedroom sizes REMAINS CLOSED AT THIS TIME.  This is due to the need to transfer a large amount of the current tenants at the development to other units to facilitate some maintenance issues.   This is expected to last until the end of 2021.

July 1, 2021 – Schedule of Resident Charges 

A revised Schedule of Resident Charges, Addendum D to the Residential Lease Agreement, has been approved by the Board of Commissioners on May 19, 2021 and will be effective as of July 1, 2021.  This schedule can be reviewed here or in any of our offices.  It will also be posted in our mid and high rise common areas.

April 1, 2021 – Rent and Utility Allowance Rate Schedule

The Housing Authority is required by HUD to annually review and adjust the flat rents and ceiling rents.  Flat rents are designed to mirror the HUD Fair Market Rents (FMR’s) for this area which are established annually by HUD based upon local rental amounts charged.  HUD does provide us an exemption which allows us to set our rates at 80% of HUD’s FMR’s for this area.  The Rent and Utility Allowance Rate Schedule was approved by the Board on January 20, 2021.  The Rate Schedule is posted in each development and can be viewed by clicking here.   You will be advised at your next Annual Re-Certification of what your new rent will be.

April 1, 2021 – John F. Kennedy Homes Waiting List Closed

The application Waiting List for John F. Kennedy Homes has been closed effective April 1, 2021.  This is due to this development preparing for a substantial rehabilitation planned for the spring of 2022 which requires for a large amount of vacant units.  This waiting list is expected to reopen the end of 2023.



The Public Housing development known as Fort Cumberland Homes will soon be receiving an extensive renovation.  This development began housing residents in 1960 and has provided affordable housing to thousands of families since opening.  With its close proximity to downtown Cumberland it provides convenient housing for those that lack personal transportation and work within walking distance.

Fort Cumberland Homes is an 80-unit HUD Public Housing Development located along Industrial Boulevard.  It is owned and operated by the Housing Authority of the City of Cumberland which was established in 1949 as a Public Housing Agency under the Federal Housing Act of 1937.  Including Fort Cumberland Homes, The Housing Authority operates a total of eight developments comprising 499 residential apartments and town homes and has consistently maintained all of their developments at a standard which affords them the HUD designation of a High Performing Agency.

As a Public Housing Agency, the use of traditional forms of funding for performing modernization is not permitted and funding is limited to federal appropriations.  After decades of under funding housing developments across the nation, HUD has designed a rehabilitation option which transfers the ownership of the development to a nonprofit entity, permits the use of conventional funding and continues to provide long term affordable housing through the use of HUD funded rent subsidy. This option is known as RAD (Rental Assistance Demonstration). Through RAD, housing authorities are able to substantially rehabilitate housing developments that are in need of renovations while preserving the rights of the families living there.

In 2015, the Housing Authority identified Fort Cumberland Homes as a candidate for RAD and began the arduous planning and financial process.  On July 9, 2020 that process came to an end and the transformation will now begin.   Fort Cumberland Homes will be transferred to the River Bend Court, LP with agencies within the Cumberland Housing Group as general and managing partner and Stratford Capital Investments as its limited partner.  The development will be re-branded as River Bend Court and will consist of 77 residential units including four physically accessible units that meet ADA standards. The modernization will provide new kitchens, bathrooms, flooring, lighting, heating, air conditioning, new utility services, laundry and more.  The exterior facade of the buildings will be completely renovated including windows, doors, siding, roofs, porches, etc. Three current residential units will be converted into a community center, computer lab, and site office.  In addition to laundry connections in each unit, an onsite laundry will be provided for residents.

All tenants currently living at the development will move into the newly renovated town homes as construction is completed. River Bend Court will continue to provide affordable housing for those whose gross family incomes are below 60% of the Cumberland/Allegany County Area Median Income of $61,900 and adjusted per family size.  In other words, a single person with a gross income of $30,600 or a family of four earning $43,680 per year are both considered low income qualified families.  Monthly rent is calculated on 30% of the adjusted gross income.

The total project cost exceeds $19.34 million dollars and is being financed by or through the Maryland Community Development Administration (a division of the Department of Housing and Community Development), Stratford Capital Investments, 1st United Bank, and the Cumberland Housing Group.  The development team includes the Cumberland Housing Group as the developer and General Partner; Harbel Inc. (a division of the Belt Group) as the general contractor; EADS Architects; East Hills Engineering; and the Chesapeake Community Advisors as development consultants.  It is with excitement that, after three- and one-half years of planning, we are providing these major improvements to the development. The development is scheduled to be completed in December 2021.

Sources and Uses of Funding