We’re Here to Help You!

Cumberland Neighborhood Housing Services is a private non-profit organization directed by a volunteer Board of Directors intent on improving our community!

Our History

Cumberland Neighborhood Housing Services, Inc. (CNHS) is a private, non-profit 501c3 organization which operates within the Cumberland Housing Group. CNHS serves residents of the City of Cumberland and Allegany County.

The organization was founded and incorporated in 1982.  CNHS began with one primary focus: providing funding for low income, first-time homebuyers in North Cumberland. In existence for more than 35 years, the organization has grown both in the scope of programs it offers, as well as now serving the entire City of Cumberland.  Some CNHS programs even reach throughout Allegany County.

The organization is governed by a 5-member Board of Directors which meets bi-monthly. Operations are led by a President/Chief Executive Officer, a Vice President/Chief Executive Officer, and a Special Projects Coordinator who serves in multiple roles within the agency. Other Cumberland Housing Group employees assist in operational support.

Our Mission

Cumberland Neighborhood Housing Services (CNHS) purpose is to renew pride, restore confidence, promote reinvestment and revitalize neighborhoods from within.

Collaborative Achievement

The City of Cumberland, Allegany County and the State of Maryland recognize Cumberland Neighborhood Housing Services (CNHS) as a leader in revitalizing city neighborhoods by fostering home ownership as well as home rehabilitation.

Employees of CNHS hold professional certifications in housing management, development, finance and provide leadership, guidance, and education on a continual basis.

What We Offer…

Today’s Program Offerings

CNHS categorizes their efforts into several areas:

      • Homebuyer Education and Housing Counseling
        • CNHS offers pre-purchase and post-purchase educational programs for new home buyers. CNHS also coordinates and offers do-it- yourself (DIY) classes to encourage home maintenance skills.
      • Closing Cost Assistance Grants
        • CNHS offers qualifying new home buyers in the City of Cumberland a grant toward closing costs to encourage new home purchases.
      • Rehab and Property Development
        • CNHS works with other agencies within the Cumberland Housing Group and with the City of Cumberland to remove blighted
          properties in Cumberland, investing in revitalizing neighborhoods and performing new home construction.

Request Information

Our office has numerous flyers, pamphlets, and other documents to assist you in many important housing areas such as: purchasing a home, financing a purchase; Fair Housing laws; performing repairs; and more.

Is visiting our office difficult to manage with your busy schedule?  We still want to help!

You can also call us to discuss information or to request information about our programs by mail. We are happy to provide you with details to help you in your situation.

Information that you can request includes the following:

      • Pre-Purchase Counseling
      • Closing Cost Grants
      • Post-Purchase Counseling
      • Energy Saving Tips & Home Maintenance
      • Rebuilding Your Credit Score
      • Current SCAMS

You may also visit the Resources tab on this site to find links to many informational sources.